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Purchase your report

Fill out and submit the below form.
Money Guard will email your report within 5 workings days.

The Standard Money Guard Report is only $69 and may save you hundreds if not thousands of dollars.

The Comprehensive Money Guard Report is $99 and will give you all the information in the Basic Report plus a list of KiwiSaver Providers with the Fees they are charging for you to compare.

Please either upload a jpg file of your latest statement OR fill in the below fields.
Click or drag a file to this area to upload.
Investment type refers to type of your investment fund, i.e. Growth Fund; Balanced Fund; Moderate Fund.
All information provided by you is protected by the by the Privacy Act 2020
1. Terms of use
The use of website is subject to the following terms of use and all applicable laws. By using this website you agree to be bound by these terms of use.

2. No financial or legal advice
You understand and confirm that Money Guard Limited is not a financial adviser or a law firm and that you are not receiving any advice through this site or the Money Guard Report (“Document”).
The use of any information on this site does not create a adviser-client relationship of any kind between the user of the report and Money Guard Limited, or any employee or person associated with Money Guard Limited .
We are an Internet based publishing service providing general information. The Money Guard Report and information are designed to provide a guide for common situations and are prepared for your review as at the date of the report. This information cannot be construed as any type of advice. You should not rely on this site and associated reports and documents, without first consulting with a financial adviser in relation to your specific situation.
You agree that we are not responsible for any mistake that you make in understanding the site, information on the site, documents, agreements or user guides, completing or using Money Guard Report, or obtaining or not obtaining a professional advice in respect of Money Guard Report or its use.
3. Exclusions/limitation of liability
We make no warranties or guarantees, except for such guarantees and warranties as cannot be excluded as a matter of law, and all warranties, descriptions, representations or conditions whether implied by law, trade, custom or otherwise are hereby excluded and all liability of Money Guard Limited whether in tort, including negligence, contract or otherwise is expressly excluded to the full extent permitted by law. The guarantees implied by the Consumer Guarantees Act 1993 and the Fair Trading Act are expressly excluded where the consumer is acquiring goods or the Services for the purpose of a business. The Liability of Money Guard Limited arising from any cause whatsoever, including but not limited to any damage, loss, cost, claim or expense arising out of or relating directly or indirectly to:
Any information, Document, including any agreement, form or user guide purchased via this website; or
Your use of this website
Interruption, delay or impairment in the functioning, operation or availability of our website, exposure to or transmission of any computer virus, internet access difficulties in connection with our website, or malfunction in equipment or software
Your use of or reliance on information contained or accessed through this website
Any breach of your warranties stated in these terms of use.
Liability shall be limited to a refund of the cost of the Document purchased and or the resupply of a Document at the option of Money Guard Limited.
4. Governing law
These terms of use and the provision of goods and service by us are governed by and to be interpreted in accordance with the laws in force in New Zealand and in the event of any dispute arising in relation to these terms of use or their subject matter you irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New Zealand over such dispute.

5. Your use of this website
You agree to:
Follow our instructions when you purchase any Document, including Money Guard Report.
Use any information from our website strictly in accordance with the terms of use set out below.
6. Terms of use
All agreements and documents on this site, will remain our exclusive property and are protected by copyright and other intellectual property laws.
When you purchase a Document, including Money Guard Report, you are granted a limited, non-exclusive licence to use and modify the Document for your personal use, where you, or the business you work for is a party to the intended transaction, or you are a professional advisor or consultant and one of the parties to the intended transaction is your direct client in your advisory capacity. You may not copy, modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, display, or in any way commercially exploit any of the content of a Document, in whole or in part other than as is expressly permitted.
6.1 Assumptions
The numbers, figures and balances in the Documents are an estimate only and are calculated based on information provided by you.
The calculation uses a number of assumptions, including some about future events such as investment returns, your stay in the workforce and level of your contribution amounts to funds. Actual performance will most likely differ to the Money Guard Report we provide you with and no particular return on investment can be promised or guaranteed. You, as an investor, should get an independent financial advice.

7. Termination of relationship
We reserve the right to terminate our agreement with you and prevent the further transmission to you, or your use of any Documents from our site, if you breach these terms and conditions.

8. Purchases & delivery
By purchasing a Document on this website you specifically acknowledge and agree that:

When you purchase any Document from this website these terms of use constitute the entire contract between us and you and it is expressly agreed that there are no other understandings, representations or warranties of any kind forming part of our contract with you.
Our website and advertising only constitute an invitation to treat. Ordering Documents constitutes an offer by you to buy in accordance with these terms of use. Our acceptance occurs and the contract is formed when the Document is delivered to you.
We do not guarantee that this website is free from errors or faults. We will however make our best efforts to ensure that the information available on this website is accurate. We shall be entitled at any time to correct any errors or omissions and make amendments to or add or remove Documents without notice.
You must satisfy yourself that any Document purchased from us is suitable for the purpose for which you require it and we are under no liability if they are not.
Documents purchased will be delivered by e-mail to the email address notified by you.

We accept no responsibility for problems you may have in making payment through a web page of our payment service provider or in downloading any Document.

We shall not be liable to you for any delay in the delivery of Documents although we will endeavour to reasonably assist you with any problems you are experiencing.

9. Electronic Communications
Whenever you use this website or send emails to us you are communicating with us electronically. This means you consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this website. You agree that all agreements, notices, disclosures and other communications that we provide to electronically satisfy any legal requirements that such communications be in writing.

10. Privacy Policy
If you provide us with personal information through you use of this website, this information may be retained by us in our database. You have a right under the Privacy Act 2020 to access any personal information held about you or to request us to delete any such information. By accepting these Terms of Use you are acknowledging that you have read and accept our Privacy Policy which is on our site.

We will never sell your information to any third party or business.

11. Disclaimers
We are not responsible for ensuring that the information that you access or make available through using this website will be private or secure or free from viruses or other harmful things. We do not and cannot guarantee availability of our website and services or that there will be no interruptions or delays in relation to our website or services. This is because the availability or quality of this website may be affected by conditions beyond our control, including, for example, but not limited to network problems, human or technical error, atmospheric, geographic, or topographic conditions.

We are not responsible to you, or anyone else for any information that does not originate directly from us, any links we provide to third party sites or information at or accessible from those sites or any loss or damage arising from your use of this website. Further, we assume no responsibility for the corruption of any data or information held by us.

12. General
This Website is owned and operated by Money Guard Limited, a registered company of New Zealand (“we, us, our”).

We may transfer our obligations pursuant to this website and these terms of use to any person including a related company (as defined under the Companies Act 1993) without notice to you. If we do this then we will not be liable for any act or omission by any transferee arising in relation to these terms of use after such transfer.

Each term of these terms of use is separately binding. If for any reason any term cannot be relied on all other terms remain binding.

You acknowledge that you are not relying on any statement or representation in any form made buy us or on our behalf in relation to the suitability of any Document advertised on this website and you expressly agree not to commence any proceeding or action arising from any statement or representation not set out in these terms of use.
Money Guard Limited (MGL) complies with the New Zealand Privacy Act 1993 (the Act) when dealing with personal information. Personal information is information about an identifiable individual.

By using MGL products, you are permitting MGL to collect, store, use and share your personal information in accordance with this policy.

This policy sets out how MGL will collect, use, disclose and protect your personal information. Privacy of information that can be used to identify you and MGL is committed to protecting your personal information. This policy does not limit or exclude any of your rights under the Act. If you wish to seek further information on the Act, see

MGL collects personal information about you from:
you, when you provide that personal information to us, including via our website, through any registration or subscription process, through any contact with us (e.g. telephone call or email), or when you buy or use our services and products.
third parties where you have authorised this or the information is publicly available.
MGL will use your personal information:
to verify your identity.
to provide services, information, and products to you, including third party products.
to market our services and products to you, including contacting you electronically (e.g. by email for this purpose), only if you opt in.
to improve the services and products that we provide you.
to collect money that you have agreed to pay us, including authorising and processing direct debit transactions.
to respond to communications from you, including a complaint.
to conduct research and statistical analysis (on an anonymised basis).
to protect and/or enforce our legal rights and interests, including defending any claim.
for any other purpose authorised by you or the Act.
MGL may disclose your personal information to:
a person who can require us to supply your personal information (e.g. a regulatory authority)
any other person authorised by the Act or another law (e.g. a law enforcement agency)
any other person authorised by you.
MGL will take reasonable steps to keep your personal information safe from loss, unauthorised activity, or other misuse. This includes training our staff on our privacy and security procedures, secure handling and storage of personal information, and system security.
When you provide information to MGL it is important you check it is accurate and complete. If needed, MGL will contact you to check if the information is correct.

MGL will never contact you to ask you to disclose your security credentials. Be cautious about opening suspicious links.
You also have rights to enquire about the policies and practices that MGL has in relation to personal information and the kind of information held.

If you want to exercise either of the above rights, email MGL at Your email should provide evidence of who you are and set out the details of your request (e.g. the personal information, or the correction, that you are requesting).

MGL may charge you our reasonable costs of providing to you copies of your personal information or correcting that information.

MGL will only hold information for so long as is necessary under applicable laws (including to comply with anti-money laundering requirements and taxation laws).

MGL use third-party analytics providers to evaluate our customers’ use of the website and services. Services like Google Analytics are used to monitor the behaviour of users and it helps improve our user experience by making data-informed decisions. These third-party providers use cookies and other technologies to collect and analyse the data. These are based on aggregated information and do not contain any information that identifies you.
By accessing and using the website or services, you consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy. For more information on these third parties and how to opt-out from certain data collection check out the links below:

Google Analytics
Facebook Pixel
While MGL takes reasonable steps to maintain secure internet connections, if you provide MGL with personal information over the internet, the provision of that information is at your own risk.
If you follow a link on our website to another site, the owner of that site will have its own privacy policy relating to your personal information. MGL suggests you review that site’s privacy policy before you provide personal information. We cannot be responsible for the protection and privacy of any information you provide while visiting other sites.
MGL may use cookies (an alphanumeric identifier that we transfer to your computer’s hard drive so that we can recognise your browser) to monitor your use of the website. You may disable cookies by changing the settings on your browser, although this may mean that you cannot use all the features of the website.
If you are concerned about any aspect of privacy or your personal information contact us. If you remain concerned you may wish to contact the Privacy Commissioner at
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